ATTENTION CURRENT CUSTOMERS: Our Customer Service phone number has changed. Please Call us at 602-726-3220.

Mortgage Basics


Getting approved for a mortgage can resemble a "financial physical." Understanding all the necessary documentation and having it ready for your loan officer is half the battle. Here is a top-level overview of what you will need:

  • Personal Information
  • Loan Information
  • Subject Property Documentation
  • Financial Statements:
    • Personal checking and savings accounts
      2 months of statements
    • Business checking and savings accounts (if self-employed)
      2 months of statements
  • Tax Documentation
    • If Employed:
      Provide 2 years of W2 tax statements
    • If Self Employed:
      You will need to have 2 years of K1's / 1099's
    • If Retired:
      Documentation of income sources

    Loan Time Frames:

    Typical loans are either 30 or 15 years in duration, with the capability of having a fixed or adjustable rate. We have also listed the other loans durations that are available.

    • 30 year
    • 15 year
    • 5/1 ARM or 7/1 Arm
    • 10 year
    • 20 year

    Have questions?
    Call us now! - 888-878-9004